Insurance
Structured damage assessments for claims. $0.05/photo.
Phototology classifies damage type, severity, affected components, and generates repair-or-replace recommendations from claim photos. Structured evidence for adjusters, not guesswork.
Analyze a claim photo1,000 free credits/month. No credit card.
Claims adjusters receive hundreds of photos per week. Each one needs damage classification, severity assessment, and component identification before the claim can move forward. Manual review takes 10 to 20 minutes per photo set. Field inspections cost $150 to $300 and take days to schedule.
Phototology pre-screens claim photos in seconds. The API returns structured damage classifications with severity scoring, affected component lists, breach dimensions, and repair-versus-replace indicators. Every finding includes the visual evidence that produced it, giving adjusters an auditable chain from photo to conclusion.
This is not a replacement for field inspection. It is a triage layer that structures the evidence, flags the high-severity claims, and reduces the time between submission and first assessment from days to seconds.
Example Output
Roof damage assessment
Cost Comparison
Field inspections cost $150-$300 per claim
Field Inspection
$150-$300
Per claim. 3-5 day scheduling window. Travel time. Single-use report.
Phototology Pre-Screen
$0.05
Per photo. Instant triage. Structured evidence chain. 10-photo claim for ~$0.50.
FAQ
Insurance photo analysis questions
What damage types does Phototology classify?
Phototology identifies structural breaches, surface damage, water intrusion, impact damage, weathering, and wear. Each classification includes severity (minor, moderate, severe), affected components, estimated breach dimensions where visible, and a repair-or-replace recommendation.
Can adjusters use Phototology output as evidence?
Phototology produces structured evidence chains for every finding. Each damage classification references the specific visual indicators that produced it. This gives adjusters auditable, machine-readable evidence alongside the human-readable summary. The output supplements, not replaces, a field inspection.
How does Phototology handle photo quality issues in claim submissions?
The photo quality module scores every submission for resolution, lighting, blur, and completeness. If a photo is too dark, blurry, or poorly framed to produce reliable damage assessment, the API flags it with specific quality issues rather than guessing. This prevents unreliable assessments from entering the claims pipeline.
What does a typical claim photo analysis cost?
A claim photo analysis uses 4-5 modules (condition, describe, entities, location, photo quality) for $0.04 to $0.05 per photo. A 10-photo claim submission costs roughly $0.50. Compare that to $150-$300 for a field inspection.
Does Phototology replace field inspections?
No. Phototology pre-screens claim photos to triage severity, flag missing documentation, and structure the evidence before a human adjuster reviews. It reduces the time adjusters spend on initial assessment and helps prioritize which claims need urgent field inspection.
Triage claim photos in seconds, not days
1,000 free credits/month. Five cents per photo. Structured evidence for every finding.
Analyze a claim photo